The central government of India has launched the Pradhan Mantri Shram Yogi Maandhan Yojana (PM-SYM) 2025. To provide pensions to the citizens of India who are working in the unorganized sector of India the central government of India has introduced the PM-SYM Yojana. All the citizens who are currently working as rickshaw pullers, street vendors, mid-day meal workers, head loaders, brick kiln workers, cobblers, rag pickers, domestic workers, and washers men eligible to avail the benefits of the scheme. All the citizens who clear the eligibility criteria must visit the official website and fill out the application form online.
About Pradhan Mantri Shram Yogi Maandhan Yojana
The Pradhan Mantri Shram Yogi Maandhan Yojana is a voluntary and contributory scheme launched by the government of India to provide social security to citizens after their retirement. All the citizens who have worked in the unorganized sector will receive a minimum pension of INR 3000 from the Government of India. The nodal department that administrates the working of the scheme is the Ministry of Labour and Employment in collaboration with the Life Insurance Corporation of India (LIC). The selected citizens will have to contribute a certain amount of their monthly salary under the scheme to get the benefits after their retirement.
Also Read: Udyam Registration
Objective of Pradhan Mantri Shram Yogi Maandhan Yojana
The main objective of launching the scheme is to uplift the social status and standard of living of the citizens who are working in the unorganized sector of India. With the help of the INR 3000 monthly pension citizens can solve their financial difficulties and purchase necessity amenities. According to the information if the selected beneficiary has passed away then 50% of the pension amount will be given to the spouse of the beneficiary. The contribution of the workers and the government under this Pradhan Mantri Shram Yogi Maandhan Yojana is1:1.
Helpful Summary of PM-SYM 2025
| Key Highlights | Details |
| Name of the Scheme | PM-SYM 2025 |
| Launched By | Central Government of India |
| Launch Date | 2025 |
| Announced By | Central Government of India |
| Purpose | Provide pension |
| Beneficiaries | Citizens working in unorganized sector |
| Target Beneficiaries | Citizens working in unorganized sector |
| Advantage | Pension of INR 3000 |
| Eligibility Criteria | Citizens between the age group of 18 to 40 years |
| Required Documents | Aadhaar Card, Bank account |
| Application Process | Online |
| Official Website | https://maandhan.in/ |
| Expected Benefits | Pension of INR 3000 |
| Contact Details | 14434 |
Eligibility Criteria
- The citizens must be working in the unorganized sector.
- The citizens must be between the age group of 18 to 40 years.
- The citizens must not have a monthly income of more than INR 15,000.
Also Read: LIC Bima Sakhi Yojana
Financial Benefits
- The financial benefits of INR 3000 will be given to the selected beneficiaries in the form of a pension under the Pradhan Mantri Shram Yogi Maandhan Yojana.
Required Documents
- Aadhar card
- Ration card
- Bank account details
- Electricity bill
PM-SYM Contribution
| Age at Entry | Monthly Contribution (by Worker) | Equal Contribution by Government |
| 18 years | ₹55 | ₹55 |
| 20 years | ₹65 | ₹65 |
| 25 years | ₹80 | ₹80 |
| 30 years | ₹105 | ₹105 |
| 35 years | ₹150 | ₹150 |
| 40 years | ₹200 | ₹200 |
Exit and Withdrawal Rules under Shram Yogi Maandhan
- If the beneficiary takes exit form the scheme within 10 years then only the amount contributed by them will be transferred to their bank account with interest.
- If the subscriber exits after 10 years or more but before 60 years of age, the beneficiary’s share of contribution along with accumulated interest as earned by the fund or at the savings bank interest rate whichever is higher.
- If a beneficiary has given regular contributions and died due to any cause, their spouse will be entitled to continue the scheme subsequently by payment of regular contribution or exit by receiving the beneficiary’s contribution along with accumulated interest as earned by the fund or at the savings bank interest rate whichever is higher.
- If a beneficiary has given regular contributions and become permanently disabled due to any cause before 60 years, and is unable to continue under the scheme, their spouse will be entitled to continue the scheme subsequently by payment of regular contribution or exit the scheme by receiving the beneficiary’s contribution with interest as actually earned by fund or at the savings bank interest rate whichever is higher.
- After the death of the subscriber as well as his/her spouse, the entire corpus will be credited back to the fund.
Enrollment Under Shram Yogi Maandhan 2025
STEP 1: All the citizens who clear the eligibility criteria are requested to visit the nearest Common Services Centre (CSC) to apply for the Shram Yogi Maandhan 2025.
STEP 2: Once the citizens reach the centre they must consult with the government official and tell them their requirements.
STEP 3: Now the government official will provide you with the application the citizens must enter all the details that are asked and attach in necessary documents.
STEP 4: The citizens must submit the application form back to the official to successfully register under the Shram Yogi Maandhan 2025.
Important Download
Helpline Number
- Helpline : 14434
FAQs
What is the pension amount given under the Pradhan Mantri Shram Yogi Maandhan Yojana?
The pension amount of INR 3000 will be given under the Pradhan Mantri Shram Yogi Maandhan Yojana.
What is the contribution ratio under the Pradhan Mantri Shram Yogi Maandhan Yojana?
The government will pay the same amount as the citizens have paid under the PM Shram Yogi Maandhan scheme so the contribution ratio will be 1:1.
What are the age criteria under the Pradhan Mantri Shram Yogi Maandhan Yojana?
All the citizens who are between the age group of 18 to 40 years are eligible to avail the benefits of the Pradhan Mantri Shram Yogi Maandhan Yojana.