The central government of India has launched the Pradhan Mantri Shram Yogi Maandhan Yojana (PM- SYM) 2025. Announced by the Prime Minister of India, Mr Narendra Modi, the scheme aims to provide a pension to the citizens who are working in the unorganised sector. This scheme will work as an old-age support to all the citizens who have spent their time working in the unorganised sector. By providing old age support to residents, the scheme will provide social security and financial stability even in old age. All citizens to meet the eligibility criteria are requested to visit the official website and fill out the application form online.
About PM-SYM
The Pradhan Mantri Shram Yogi Maandhan Yojana is one of the most successful and essential schemes launched by the Prime Minister of India, Mr Narendra Modi. Through this initiative, the Government of India will provide pension support to the workers in the unorganised sector of retirement. Under the initiative, the central government of India promises to provide an assured pension of INR 3000 to all the select: on a monthly basis. All the citizens who are working in the unorganised sector and have an income of less than INR 15000 per month are eligible to avail the benefits of the scheme.
Also Read: pminternship mca.gov in
Objective of Pradhan Mantri Shram Yogi Maandhan Yojana
The main objective of launching the Pradhan Mantri Shram Yogi Maandhan Yojanais to provide social security and financial stability to the financially weak citizens of the country. All the citizens who are currently working as rickshaw pullers, street vendors, mid-day meal workers, head loaders, brick kiln workers, cobblers, rag pickers, domestic workers, and washermen are eligible to avail the benefits of the scheme. The nodal department that administers the working of the scheme is the Ministry of Labour and Employment in collaboration with the Life Insurance Corporation of India (LIC).
Helpful Summary of Pradhan Mantri Shram Yogi Maandhan Yojana
| Key Highlights | Details |
| Name of the Scheme | PM-SYM 2025 |
| Launched By | Central Government of India |
| Launch Date | 2025 |
| Announced By | Central Government of India |
| Purpose | Provide pension |
| Beneficiaries | Citizens working in unorganized sector |
| Target Beneficiaries | Citizens working in unorganized sector |
| Advantage | Pension of INR 3000 |
| Eligibility Criteria | Citizens between the age group of 18 to 40 years |
| Required Documents | Aadhaar Card, Bank account |
| Application Process | Online |
| Official Website | PM Maandhan website |
| Expected Benefits | Pension of INR 3000 |
| Contact Details | 14434 |
Eligibility Criteria
- The citizens must be working in the unorganized sector.
- The citizens must be between the age group of 18 to 40 years.
- The citizens must not have a monthly income of more than INR 15,000.
Also Read: Pradhan Mantri Ujjwala Yojana
Financial Benefits
- The financial benefits of INR 3000 will be given to the selected beneficiaries in the form of a pension under the Pradhan Mantri Shram Yogi Maandhan Yojana.
List Profession Covered
| Occupation | Occupation |
| Agarbatti making | Lock making |
| Agriculture | Manual operation on unspecified jobs |
| Agriculture machinery handling | Masala making |
| Anganwadi Workers | Matches manufacture |
| Animal Husbandry | Mid-Day Meal Worker |
| Arrack and Liquor production and vending | Minor forest produce gathering |
| Asha Workers | Minor mineral and mines work |
| Audio and visual workers | Newspaper vending |
| Automobile work | NGO service |
| Bakery work | Oil extraction |
| Band playing | Packing and Packaging |
| Bangle manufacturing | Panwalla service |
| Beads making/ piercing | Pappad making |
| Beautician | Petrol bunk/pump and allied service |
| Beedi manufacture | Pickle making |
| Bicycle repair | Plantation (Other than those under Act No. 69 of 1951) |
| Bindi work | Plastic manufacture |
| Blacksmithy | Pottery |
| Boat/Ferry occupation | Powerloom weaving |
| Book binding | Printing press work |
| Brick Kiln work | Quary work |
| Brush making | Rag picking |
| Breweries Distilleries | Rice milling |
| Building and Road maintenance | Rickshaw pulling |
| Bulb manufacture | Salt pan work |
| Bullock/Camel-cart operation | Sand mining |
| Butchery | Sawmill work |
| Cable TV operation | Scavenging |
| Cane/Reed work | Security service |
| Carpentary | Sericulture (Silk rearing) |
| Carpet weaving | Service station work |
| Cashew processing | Shepherding |
| Catering | Shoe shining work |
| Chikan work | Shop and establishment service |
| Cine Service | Small scale industries |
| Cloth printing | Soap manufacture |
| Clubs and canteen service | Sports good manufacture |
| Coaching service | Steel vessels and utensils manufacture |
| Coir processing/manufacture | Stone crushing |
| Confectionery | Sweeping |
| Construction work | Tanning (including hides/skin, leather goods) |
| Construction of tents & utensils for functions | Telephone booth service |
| Courier service | Temple leaves collection |
| Dairying and allied activities | Tendu leaves collection |
| Data entry operation | Timber Industry (Furniture etc.) |
| Distribution of petroleum products | Tobacco processing |
| Domestic work | Toddy tapping |
| Dyeing | Toy making |
| Electronic/electrical goods repairs | Transport service (driving, cleaning, etc.) |
| Electroplating | Laundry Work |
| Embroidery work | Wayside Mechanics and workshop service |
| Envelop making | Welding |
| Fire work cracker production | Any other similar Occupation |
| Fishery production | Fish processing |
| Flora work and garland making | Flour mills operations |
| Footwear production | Foresty operation |
| Foundry | Gardening and parks maintenance |
| Garment manufacture | Gem cutting |
| Ginning | Glassware manufacturing |
| Goldsmithy | Hair dressing |
| Handloom weaving | Hawking and vending |
| Headload work | Health service |
| Honey gathering | Horticulture and Floriculture |
| Hotel and Restaurant service |
Required Documents
- Aadhar card
- Ration card
- Bank account details
- Electricity bill
Salient Features
- Assured pension: According to the information the central government of India will provide an assured pension of INR 3000 to all the selected citizen.
- Selected citizens: All the citizens currently working in the unorganised sector with a monthly income of less than INR 1500 will be selected.
- Aim: The main aim of launching this scheme is to provide social security and income stability to the citizens after retirement.
- Age criteria: All the citizens who are between the age group of 18 to 40 years will be selected.
PMSYM Enrollment Process
- STEP 1: All the citizens who clear the eligibility criteria are requested to visit the nearest Common Services Centre (CSC) to apply for the Shram Yogi Maandhan 2025.
- STEP 2: Once the citizens reach the centre, they must consult with the government official and tell them their requirements.
- STEP 3: Now the government official will provide you with the application the citizens must enter all the details that are asked and attach in necessary documents.
- STEP 4: The citizens must submit the application form back to the official to successfully register under the Shram Yogi Maandhan 2025.
Also Read: PM Vishwakarma
Print Card
- STEP 1: All the citizens who want to print a card are requested to visit the PM Maandhan website by clicking on the link here.
- STEP 2: Once the citizens reach the homepage of the official website, they must locate and click on the option called “Print card”.
- STEP 3: A new page will appear on your desktop screen the citizens must enter the details that are asked.
- STEP 4: Now, the citizens must locate and click on the option “print” to start the printing.
View Statement of Account
- STEP 1: All the citizens who want to view the statement of account are requested to visit the official website by clicking on the link here.
- STEP 2: Once the citizens reach the homepage of the official website, they must locate and click on the option called “View” in front of the “View account statement” option.
- STEP 3: A login page will appear on your desktop screen, where citizens must enter their mobile number and MPIN.
- STEP 4: After entering the details, the citizens must quickly review it and click on the option “login” to complete their process.
Exit and Withdrawal Rules under Shram Yogi Maandhan
- If the beneficiary takes exit form the scheme within 10 years then only the amount contributed by them will be transferred to their bank account with interest.
- If the subscriber exits after 10 years or more but before 60 years of age, the beneficiary’s share of contribution along with accumulated interest as earned by the fund or at the savings bank interest rate whichever is higher.
- If a beneficiary has given regular contributions and died due to any cause, their spouse will be entitled to continue the scheme subsequently by payment of regular contribution or exit by receiving the beneficiary’s contribution along with accumulated interest as earned by the fund or at the savings bank interest rate whichever is higher.
- If a beneficiary has given regular contributions and become permanently disabled due to any cause before 60 years, and is unable to continue under the scheme, their spouse will be entitled to continue the scheme subsequently by payment of regular contribution or exit the scheme by receiving the beneficiary’s contribution with interest as actually earned by fund or at the savings bank interest rate whichever is higher.
- After the death of the subscriber as well as his/her spouse, the entire corpus will be credited back to the fund.
Helpline Number
- Dial: 14434
FAQs
What is the pension amount given under the Pradhan Mantri Shram Yogi Maandhan Yojana?
The pension amount of INR 3000 will be given under the Pradhan Mantri Shram Yogi Maandhan Yojana.
What is the contribution ratio under the Pradhan Mantri Shram Yogi Maandhan Yojana?
The government will pay the same amount as the citizens have paid under the PM Shram Yogi Maandhan scheme, so the contribution ratio will be 1:1.
Who is eligible to available the benefits of the Pradhan Mantri Shram Yogi Maandhan Yojana?
All the citizens currently working in the unorganised sector are eligible to avail the benefits of the Pradhan Mantri Shram Yogi Maandhan Yojana.