Pradhan Mantri Awas Yojana (PMAY) Urban 2.0 is an extension of the earlier housing scheme aimed at providing affordable housing to the urban poor in India. Launched as part of the government’s initiative to achieve “Housing for All”. PMAY Urban 2.0 mainly targets economically weaker sections (EWS), low-income groups (LIG), and middle-income groups (MIG) in urban areas. By offering this scheme government aims to focuses on ensuring that economically weaker sections, low-income groups, and middle-income groups have access to decent housing. As of now, the status of PMAY Urban 2.0 indicates significant progress in terms of the number of houses sanctioned and constructed.
The scheme has seen increased participation from state governments and urban local bodies, with an emphasis on sustainable and eco-friendly housing solutions. If you’re a resident of India who wish to apply for the scheme and check status, so read the article below for detailed information regarding the PMAY Urban 2.0.
About PMAY 2.0 Urban
Pradhan Mantri Awas Yojana (PMAY) Urban 2.0 is a government initiative launched by the Indian government aimed at providing affordable housing to the urban poor. By providing this scheme government aims to ensure that every individual has access to a good and affordable home. PMAY Urban 2.0 is a comprehensive approach to tackling the housing crisis in urban India, focusing on affordability, sustainability, and inclusive growth. The scheme not only aims to provide shelter but also to improve the overall quality of life for urban residents.
The scheme focuses on economically weaker sections (EWS), low-income groups (LIG), and middle-income groups (MIG). Overall, PMAY Urban 2.0 is a significant initiative aimed at addressing housing issues in Indian cities, improving the living standards of millions of people.
Objective of PMAY 2.0 Urban
The primary objective is to achieve the goal of “Housing for All,” ensuring that every individual has access to affordable and quality housing, regardless of whether they belong to the economically weaker section (EWS), low-income group (LIG), or middle-income group (MIG). By offering this PMAY Urban 2.0 government aims to provide affordable housing options in urban areas, also focuses on women empowerment by giving priority to women in home purchasing, thereby enhancing their financial independence. allowing people to find homes that fit their financial capabilities.
Helpful Summary of PMAY 2.0 Urban Status
| Name of the Scheme | PMAY 2.0 Urban Status |
| Introduced By | Government of India. |
| Year of Approval | 2025-26 |
| Objective | Housing for All |
| Benefits | Deserving residents receive affordable housing options |
| Eligible Communities | LIG, EWS, MIG, LIG. |
| Beneficiaries | Homeless residents of India. |
| Mode | Online |
| Official Website | PMAY- Urban 2.0 |
Eligibility Criteria
To be eligible, applicant needs to clear these criteria’s:-
- Applicant must be a permanent resident of India.
- Applicant must belongs to EWS, LIG, and MIG families in urban areas.
- Beneficiaries can access any PMAY-U 2.0 vertical, but those who received housing assistance in the last 20 years are ineligible. An undertaking may be required.
- EWS households earn up to Rs. 3 lakh, LIG from Rs. 3 to Rs. 6 lakh, and MIG from Rs. 6 to Rs. 9 lakh annually. States/UTs can adjust EWS income limits with MoHUA’s approval.
- Priority will be given to widows, single women, persons with disabilities, senior citizens, transgenders, SC/ST individuals, minorities, and other vulnerable groups, including street vendors and construction workers.
- If a beneficiary’s parents received a pucca house from prior schemes, the beneficiary will only be considered after other eligible families.
- Beneficiaries can choose between PMAY-G (Gramin) and PMAY-U 2.0 to avoid duplication.
- All eligible beneficiaries must have an Aadhaar card or Aadhaar Virtual ID. States/UTs must assist those without Aadhaar to enroll.
Also Read: PM Awas Yojana Urban 2.0
Required Documents
- Aadhaar Card
- Aadhaar Card (Family Members)
- Bank Account Details
- Income Certificate
- Land Documents
- Resident Proof
- Passport Sized Photograph
- Phone Number
Financial Benefits
| Sno. | States/UT’s | PMAY 2.0 Urban Status | ||
| Assam, Arunachal Pradesh, Meghalaya, Manipur, Mizoram, Nagaland, Tripura, Sikkim, Himachal Pradesh, Uttarakhand, UTs of Jammu and Kashmir, Puducherry and Delhi | BLC & AHP | ARH | ISS | |
| Central Govt: – ₹2.25 lakh/UnitState Govt: – Min. ₹0.25 lakh/Unit | Technology Innovation Grant Central Govt: – ₹3,000/sqm per unitState Govt:- ₹2,000/sqm per unit | Home Loan Subsidy – up to ₹1.80 lakh (Actual Release) per unit by Government of India as Central Sector Scheme | ||
| All other UTs | Central Govt: – ₹2.50 lakh/Unit | |||
| All other States | Central Govt:- ₹1.5 lakh/UnitState Govt:- Min. ₹1.00 lakh/Unit | |||
Verticals Under Pradhan Mantri Awas Yojana Urban 2.0
There are four verticals under PM Awas Yojana Urban 2.0 these are as listed below:
- Beneficiary Led Construction (BLC)
- Affordable Housing in Partnership (AHP)
- Affordable Rental Housing (ARH)
- Interest Subsidy Scheme (ISS)
Also Read: PM Awas Yojana Urban 2.0 List
Salient Features
Here are the salient features of Pradhan Mantri Awas Yojana Urban 2.0:
- Affordable Housing: The primary objective of the scheme is to provide affordable and quality housing to all urban residents, improving their living conditions.
- Increased Budget: The budget for this phase of the scheme is higher than before, allowing more families to benefit from it.
- Focus on Slum Redevelopment: It emphasizes the redevelopment of slum areas, ensuring that residents receive better housing facilities.
- Collaboration with State Governments: The scheme involves collaboration with state governments to improve housing facilities and infrastructure.
- Smart City Integration: It aligns with the Smart City Mission, aiming to enhance urban amenities and services.
Through these features, Pradhan Mantri Awas Yojana Urban 2.0 addresses the current housing needs of urban populations.
PMAY 2.0 Urban Status Through Beneficiary Code/ Application No
To check the PMAY 2.0 Status through Beneficiary Code/ Application Number, then applicant needs to follow these steps
Step 1: First of all, applicant needs to visit the official PMAY Urban 2.0 website..
Step 2: Once the applicant reaches the home page of the official website then needs to click on the option “Track Status“.
Step 3: A new page with two choices will appear on the desktop screen.
Step 4: If applicant wish to check through either beneficiary code or application number then click on it
Step 5: After that applicant needs to enter either their Beneficiary Code or Application Number as per their choice.
Step 6: Review the details carefully
Step 7: At last, click on Submit option to complete the process.
PMAY 2.0 Urban Status Through Aadhar Number
If applicant wants to check their PMAY Urban 2.0 Status through their Aadhar Number then needs to follow these steps:-
Step 1: First of all, applicant needs to visit the official PMAY Urban 2.0 website..
Step 2: Once the applicant reaches the home page of the official website then needs to click on the option “Track Status“.
Step 3: A new page with two choices will appear on the desktop screen.
Step 4: If applicant wish to check through Aadhar number then click on it
Step 5: After that applicant needs to enter their Aadhar card number.
Step 6: Review the details carefully
Step 7: At last, click on Submit option to complete the process.
PMAY 2.0 Urban Status Through Mobile No/ Applicant Name
If applicant wants to check their PMAY Urban 2.0 Status through their Mobile Number/ Applicant Name then needs to follow these steps:-
Step 1: First of all, applicant needs to visit the official PMAY Urban 2.0 website..
Step 2: Once the applicant reaches the home page of the official website then needs to click on the option “Track Status“.
Step 3: A new page with two choices will appear on the desktop screen.
Step 4: If applicant wish to check through either Mobile number or Applicant name then click on it
Step 5: After that applicant needs to enter either their mobile number or their name as per their choice.
Step 6: Review the details carefully
Step 7: At last, click on Submit option to complete the process.
Helpline Number
- Phone No: 011-23060484, 011-23063620
- 011-23063567, 011-23061827
FAQs
Q. Who launched this PMAY Urban 2.0?
Ministry of Housing and Urban Affairs, Government of India, launched PMAY Urban 2.0 2024.
Q. Is it necessary to be a resident of India for the scheme?
Yes, it’s necessary to be a permanent resident of India for JDA Residential Scheme
Q. Can I apply Online for PMAY Urban 2.0?
Yes, you can apply online through official PMAY Urban 2.0 website.